Critical questions for the insurance industry
Insurance companies provide risk management products in the form of insurance contracts, in return for a small premium. However, when these “small premiums” aggregate, the number reaches trillions of dollars. How these “small premiums” are being put to work (i.e. invested) has significant implications for asset prices and, indeed, for the broader economic and natural environment.
Insurance Insights: The Challenges of Interest Maintenance Reserve (MetLife IM)
The Interest Maintenance Reserve metric is undergoing important changes which affect the entire insurance industry. Find out more about these developments in this article.
ETFs In Insurance General Accounts 2023 (S&P Dow Jones Indices)
As of year-end 2022, U.S. insurance companies invested USD 36.6 billion in ETFs. This represented only a fraction of the USD 6.5 trillion in U.S. ETF AUM.
2023 Global Institutional Investor Study: Global Insurance Edition (Nuveen)
This survey is based on data from 800 institutional investors globally, including 193 insurance companies (46 from North America, 102 from EMEA, and 45 from APAC).
Biodiversity: Managing Biodiversity in the Insurance Sector (Amundi)
For compliance reasons, this paper is NOT accessible in the United States
Based on the engagement sample behind this study, the insurance sector demonstrates a mixed bag of awareness on the topic of biodiversity and the risks surrounding it.
Structured Products for Insurance Companies (Allspring Global Investments)
For compliance reasons, this paper is only accessible in the United States
The authors argue that now may be a good time for insurance companies to consider structured products such as asset-backed securities (ABS).
Insurance Multi-Asset Outlook (Wellington Management)
This piece looks at the asset classes which appeal to insurance asset managers. One particular part of the market that is attracting interest is the alts space.
“Insurers” Hidden Risk from Reinsurance Recaptures (IFoF)
Fundamentally, within Solvency II, writing annuities is fairly well recognised as being somewhat capital intensive. What can insurers do to reduce this burden?
Nature Related Risks and Impacts for Insurance (EIOPA)
This paper argues that it is vital to consider what the role of the insurance sector can be in contributing to the restoration and conservation of nature.